4IntermediateGeneralCulture

Turkey Offers Interest-Free Loans for Young Couples

The Turkish government has announced a new marriage loan program for 2026. Young couples can borrow up to 250,000 TL without paying any interest. This program aims to help young people who want to start a family.

1 min readLevel 4March 25, 2026

By Flalingo Editorial Team

Vocabulary

Study these words before reading the article. Click the audio button to hear pronunciation.

interest-free

/ˈɪntrəst friː/

adjective

Describing a loan where you do not pay extra money on top of what you borrowed

“The bank offered an interest-free loan for first-time home buyers.”

eligible

/ˈɛlɪdʒəbl/

adjective

Having the right qualities or meeting the conditions to do or get something

“Only students with good grades are eligible for the scholarship.”

grace period

/ɡreɪs ˈpɪəriəd/

noun

Extra time given before you must start paying back money you owe

“The company gave us a three-month grace period before the first payment.”

exceed

/ɪkˈsiːd/

verb

To go over or be more than a certain amount or limit

“Your luggage should not exceed 23 kilograms on this flight.”

postpone

/pəʊstˈpəʊn/

verb

To move something to a later time or date

“We decided to postpone the meeting until next Monday.”

initiative

/ɪˈnɪʃətɪv/

noun

A new plan or program that is created to solve a problem

“The city launched a new initiative to plant more trees in parks.”

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Article

Click on any underlined word to see its definition. Highlighted words are from the vocabulary section.

Getting married can be very expensive for young people. In Turkey, the government has created a special program. It offers interest-free loans to help young couples. The program is designed for people aged 18 to 29. Many young adults have welcomed this financial support.

The loan amount depends on the couple's age. People aged 18 to 25 can borrow up to 250,000 TL. Those aged 26 to 29 are eligible for 200,000 TL. The loan has a 48-month repayment period. Couples also get a two-year grace period before paying.

There are some important requirements for this program. The couple's combined income must not be too high. It should not exceed 2.5 times the minimum wage. Couples who have a child can postpone their payments. This encourages young families to grow without financial worry.

All applications must be submitted through the e-Devlet portal. This is Turkey's official digital government website. The process is simple and completely online. If couples meet the requirements, they should apply soon. This initiative could make starting a new life much easier.

Comprehension Quiz

Test your understanding of the article with these multiple-choice questions.

1
What is the main purpose of this Turkish government program?
2
How much can a 27-year-old couple borrow from this program?
3
How long is the total repayment period for the loan?
4
What happens if a couple has a child after getting the loan?
5
How must couples apply for this marriage loan?

Discussion

Answer these comprehension questions about the article.

1
What is the maximum loan amount for couples aged 18 to 25?
2
How long is the grace period before couples start repaying?
3
What is the income limit for couples who want this loan?
4
Where must couples submit their applications for the loan?
5
What special benefit do couples with children receive?

Further Discussion

Share your opinions on these open-ended questions.

1
Do you think governments should help young couples pay for weddings?
2
What do you think is the biggest cost of getting married?
3
Have you ever taken a loan for an important life event?
4
In your country, do young people get financial help for marriage?
5
What advice would you give to a young couple planning a wedding?